We believe that everyone deserves to own their dream BBQ Cabin. Therefore, we have Finance options to suit you.
We have partnered with Novuna, one of the world's largest consumer credit providers, to bring our customers some fantastic and competitive finance options. We only require a 25% deposit when choosing BNPL finance options for garden rooms.
With Novuna, you are protected under the Consumer Credit Act 1974 and have certain rights in the unlikely event that a problem should occur and you’re not satisfied. Please read on for more information.
BNPL allows you to defer the outstanding balance for up to 3 months, from the installation date of your Arctic Cabin. This is a good option if you are certain that you can pay off the outstanding balance within the set term.
With the BNPL finance option you pay a deposit of 25%, then the outstanding balance is deferred for 3 months from the installation date of your Arctic Cabin.
As long as you pay off the outstanding balance in full within 3 months from your installation date, there will be no interest to pay. However, if you allow the term to lapse without paying off the balance then the interest that would have been accrued during the 3 month deferral period will be applied to the loan amount at a rate of 11.9% APR. The remainder of the balance will then default to a loan with an interest rate calculated at 11.9% APR representative over a term of 60 or 120 months. You can make overpayments whenever you like and clear the balance before the end of the deferment period without incurring any additional costs.
Typically applying for one of our finance options takes around 20 minutes. At the end of this application process you will be given a decision on the outcome of your loan. If you are successful in your application, you will receive a link via email from Novuna to e-sign the relevant documents.
| Cash price | £11,950.00 |
| 25% Deposit | £2,988.00 |
| Outstanding balance | £8,962.00 |
| Total outstanding balance | £8,991.00 |
| Cash price | £11,950.00 |
| £11,950.00 | |
| Interest rate % (Fixed P.A.) | 11.9 |
| Representative % APR | 11.9 |
| Duration (including 3 month deferral period) | 63 |
| 60 monthly payments | £199.88 |
| Total amount payable | £14,980.80 |
| Settlement fee | £29.00 |
| Cash price | £11,950.00 |
| 25% Deposit | £2,988.00 |
| Interest rate % (Fixed P.A.) | 11.9 |
| Representative % APR | 11.9 |
| Duration (including 3 month deferral period) | 123 |
| 120 monthly payments | £127.30 |
| Total amount payable | £18,264.00 |
| Settlement fee | £29.00 |
