Barclays Buy Now Pay Later

If you would like to spread the cost of your BBQ Cabin, a Barclays Home Improvement Loan might be the ideal way to fund your purchase.Finance Images Designed with flexibility in mind and with no hidden fees, you can spread payments over 36, 60 or 120 months.

Other than a small deposit (10%), you’ve nothing to pay until at least one month after installation has been completed to your satisfaction. Also, as you’re protected under the Customer Credit Act 1974 you have certain rights, in the unlikely event that a problem should occur and you’re not satisfied.

A Home Improvement Loan lets you spread the cost of your purchase, providing a repayment plan that suits your budget and keeps your savings intact. You need to make the minimum payment throughout the term of the agreement – but you can choose to make additional payments to clear your loan early.

Interest is calculated daily on your outstanding balance. This means that you’re in control of the term of your loan and the total interest payable. Additional payments will reduce the term and therefore, the total amount of interest paid.

You can settle your account at any time, should you wish to settle early simply call Barclays and they will calculate your settlement figure. Paying your loan off early means that you will only pay part of the interest you would have paid if the loan has run its full term.

Typical APR 11.9% Representative

Representative Example

Cash price £8,445.00
Minimum deposit (10%) £845.00
Total amount of credit £7,600.00
Rate of interest 11.9% p.a. (variable)
Duration of the agreement 60 months
Monthly repayments £166.37 per month
Representative APR 11.9%
Total amount repayable £9,982.08
Other charges (if applicable) £0.00

 

Available subject to status, written details available upon request.

Arctic Cabins Ltd act as a credit intermediary and only offers products from Barclays Partner Finance. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register Number: 311753). Registered in England. Registered No. 2901725. Registered Office: 1 Churchill Place, London, E14 5HP

CUSTOMER COMPLAINTS

If you are not satisfied with any aspect of our service or products relating to your finance agreement, please tell us about your complaint.

Contact us for a no obligation finance quote.


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    Financial Ombudsman Service


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    How & where to complain


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    How long will it take?


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    If we cannot reach agreement with you


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    The Financial Ombudsman Service